Viva Money

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About Viva Money

Viva Money—your instant financial saathi, India’s first Personal Line of Credit app, designed to give you easy access to funds. You can borrow anywhere from ₹5,000 to ₹2 lacs, based on the credit limit set by our banking partners. The best part of this small loan app is — You only pay interest on the amount you actually withdraw, not the entire credit limit.

How to get a loan without a salary slip?

Viva Money17 Jul, 2025Finance

Getting a loan without a salary slip requires preparation and the right approach, but it's definitely achievable. Whether through alternative documentation, secured options, or modern digital platforms, multiple pathways exist to access the funding you need.

What is Loan Disbursement? 

Viva Money17 Jul, 2025Finance

Getting a loan isn’t just about approval, it’s about when the money reaches you and how rightly it sets your repayment cycle. This is loan disbursement in its essence, translating financial planning into buying power. Learn the complete loan disbursement meaning and key steps involved for smooth fund transfer.

How to Avoid Rejection of Personal Loan

Viva Money17 Jul, 2025Finance

Avoiding a loan rejection response comes down to preparation and clarity. By addressing the major personal loan rejection reasons—credit history, documentation, income stability, lender fit, and application clarity—you boost your chances of approval.

Working Capital Loan: Meaning, Uses & Benefits

Viva Money17 Jul, 2025Finance

A working capital loan is not just for emergencies; it’s a strategic tool to keep your business agile, responsive, and ready to grow. Getting the working capital loan meaning, comparing term loan vs demand loan, and aligning your usage helps you make informed, smart decisions. If you're a business owner, Viva Money can make managing your working capital easier.

Loan Sanction Letter: All you need to know

Viva Money17 Jul, 2025Finance

Learn everything about a loan sanction letter – its meaning, format, key components, and importance in the loan approval process. A must-read for first-time borrowers. Trending apps like Viva Money have simplified it with digital verification, minimal paperwork, and faster approvals. On the go, you can choose to view your approval terms in-app, keep track of your loan sanction, and get your disbursement, all while sitting at home. 