Got a Food Truck? Here’s How to Lower Commercial Auto Premium Without Losing Coverage

Tom Needham Insurance Agency01 Jan, 2026Finance

Running a food truck in Greensboro, NC, is hard work. Between prep, staffing, and permits, the last thing you need is an insurance bill that keeps climbing. Yet your truck is both your kitchen and your storefront, so cutting coverage too far is risky. Across the US, food truck operators often purchase a package of policies (auto, general liability, property, and sometimes workers’ compensation) with total insurance costs commonly ranging between $1,500 and $3,600 per year. The commercial auto portion alone is often in the $1,500 to $3,000 range, depending on limits, deductibles, and vehicle value.

Affordable Auto Insurance Coverage - Tom Needham Insurance

Tom Needham Insurance Agency01 Jan, 2026Finance

This page highlights affordable auto insurance from Tom Needham Insurance, presenting reliable coverage for vehicle protection, accident liability, and everyday driving needs. The service emphasizes practical premium value and policy flexibility, making affordable auto insurance suitable for individuals seeking balanced financial protection and dependable support.

Affordable auto insurance Greensboro, NC – Compare top quotes now

Tom Needham Insurance Agency25 Sep, 2025Finance

Looking for auto insurance in Greensboro, NC? At Tom Needham Insurance Agency, we compare quotes from trusted carriers like Progressive, Travelers, MetLife, and more, so you can choose the right coverage at a rate that fits your budget. Speak directly with a licensed Greensboro agent who’ll guide you clearly and help you qualify for discounts.

Auto Insurance Agency Greensboro, NC – Local Coverage Experts

Tom Needham Insurance Agency16 Sep, 2025Finance

Tom Needham Insurance Agency is an auto insurance agency that Greensboro, NC, clients trust for competitive coverage and exceptional service. As independent agents representing top carriers, they deliver tailored quotes, expert guidance on policy options, and ongoing support. Experience personalized, expert auto coverage crafted for the Triad region.

Insuring Your Electric Vehicle in North Carolina: 2025 Costs, Discounts & Telematics Hacks

Tom Needham Insurance Agency10 Aug, 2025Business

North Carolina’s reputation for low auto-insurance premiums faces headwinds in 2025. A statewide 5 percent rate increase takes effect on October 1, and new minimum liability limits jump from 30/60/25 to 50/100/50 on July 1. Under-insured motorist coverage becomes mandatory at the same time. These two adjustments reset baseline prices for every driver, yet they weigh most heavily on owners of electric vehicles (EVs) because the underlying collision and comprehensive charges on those cars already run higher than on comparable gasoline models.

Tom Needham Insurance Agency – Offering You Better Prices and the Best in Service!

Tom Needham Insurance Agency06 Jul, 2025Finance

Traveling by motorcycle involves considerably more risk than driving a car, which means that those who choose this mode of transport must have specialized motorcycle insurance. The state of North Carolina requires motorcyclists to have liability coverage at the very least. Tom Needham Insurance Agency can offer the best rates on this coverage, and offer some additional provisions.

Best Motorcycle Insurance in Greensboro NC: Top Picks for 2025

Tom Needham Insurance Agency22 Apr, 2025Finance

When it comes to motorcycle insurance in Greensboro, NC, it's essential to have more than just the state minimum coverage. While North Carolina requires a minimum of $25,000 for injury coverage, $30,000 for injury per accident, and $60,000 for property damage, this may not be enough to cover all potential damages in the event of an accident. That's why additional coverage options from Tom Needham Insurance can provide the extra protection you need.

Business insurance in Greensboro, NC - Tom Needham In

Tom Needham Insurance Agency11 Apr, 2025Finance

Protect your company with the best business insurance coverage in Greensboro, NC. Contact us today for a free quote on general liability, property damage, and more! Does your business insurance policy provide the type of protection you need? We compare coverage terms and rates of top business insurance carriers to get you the best deal.

Homeowners insurance greensboro nc

Tom Needham Insurance Agency12 Feb, 2025Finance

Most homeowners insurance policies include liability coverage, which can help protect you if a guest is injured in your home or if you’re found responsible for property damage or injuries. Liability coverage in homeowners insurance typically covers legal expenses, medical payments, and settlements or judgments up to your policy’s limits. Standard liability limits range from $100,000 to $500,000, depending on your policy.

Recapping the Biggest P&C Insurance Events of 2024

Tom Needham Insurance Agency21 Jan, 2025Finance

As 2024 ends, the property and casualty (P&C) insurance industry reflects on a year marked by significant events and changes. From catastrophic natural disasters to impactful regulatory updates and emerging trends, these developments have reshaped the insurance landscape. Here’s a look back at some of the most notable moments in P&C insurance this year.

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