Gracecooper991

Name	:	gracecooper991
Website	:	Visit Website
Blog	:	Visit Blog
Social Links	:

A Deep Dive on Vintage and Roll-Rate Methods

Gracecooper99110 Oct, 2023Finance

The Financial Accounting Standards Board (FASB) proposed the Current Expected Credit Loss (CECL) to anticipate and reserve against losses in a timely manner. Within the CECL umbrella, the Vintage and the Roll-rate methods give us some of the best estimates when determining expected credit losses. Both these methods come with their own unique set of advantages.

An In-Depth Examination of the Probability-of default Loss Given Default Method

Gracecooper99126 Sep, 2023Finance

Implementing the Current Expected Credit Losses (CECL) accounting standard can be challenging for ?nancial institutions as they must choose the correct method to determine their allowances for credit losses. Some of these methods are too complex. The Probability-of-default/ Loss Given Default (PD/LGD) method is one of the more straightforward methods that can be used.

Current Expected Credit Loss (CECL)

Gracecooper99103 May, 2023Finance

The Financial Accounting Standards Board?s (FASB) Current Expected Credit Loss (CECL) accounting standard requires increased capital provision throughout the U.S. banking sector. CECL Express calculates the optimum capital reserves needed by financial institutions under CECL using out-of-the-box solutions.