Bonano Insurance

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About Bonano Insurance

For some people it does not matter where they buy their insurance. That decision could be costing them money, service and proper protection. Buying insurance is not like buying gasoline at a gas station. It is an important financial decision in protecting those things that are important to you such as your family, home, autos and business.

Progressive Insurance Company

Bonano Insurance13 Jan, 2025Legal

The three-year rule was a unique Louisiana law that protected policyholders by ensuring their insurance policies could not be canceled non-renewed after three years, regardless of any changes in risk or claims history this rule was intended to provide stability and security for long-term policyholders. Progressive insurance company, are covers damages from non-collision events such as theft, fire, or natural disasters. Medical payments coverage, covers medical expenses for your employees and their passengers in the event of an accident. Uninsured/underinsured motorist coverage, covers medical expenses and vehicle repairs if you are involved in an accident with an uninsured or underinsured driver.

Commercial Auto Insurance Policy

Bonano Insurance13 Jan, 2025Legal

The new insurance law reforms in Louisiana are designed to create a more competitive and stable insurance market. For businesses with commercial auto insurance policy, this means more flexibility and potentially better coverage options. However, it also requires businesses to be more vigilant in managing their policies. By staying informed and working with knowledgeable professionals, businesses can ensure they have the coverage they need to protect their assets and employees.

Commercial Auto Insurance in Covington

Bonano Insurance11 Jan, 2025Legal

For businesses in Louisiana that rely on commercial auto insurance in Covington, the repeal of the three-year rule means that insurers now have more flexibility in managing their policies. This could lead to more competitive pricing and better coverage options for businesses. However, it also means that businesses may need to be more proactive in reviewing their insurance policies and ensuring they have adequate coverage. Bodily injury liability, covers medical expenses for injuries caused to others in an accident. Property damage liability, covers damage to another person's property in an accident, collision coverage pays for repairs or replacement of your business vehicle if it is damaged in an accident.

Commercial Auto Insurance in Louisiana

Bonano Insurance11 Jan, 2025Legal

Louisiana introduced significant new insurance law reforms aimed at making the state more competitive for insurers. One of the most notable changes is the repeal of the "three-year rule," which previously prevented insurance companies from canceling or non-renewing policies that had been active for more than three years. This article will explain what these reforms mean for commercial auto insurance in Louisiana.

Workers Comp Insurance Companies in Covington

Bonano Insurance10 Dec, 2024Legal

For company owners, selecting the right Worker’s Compensation Insurance provider is crucial. Bonano Insurance stands out for its comprehensive coverage options, exceptional customer service, and commitment to meeting the unique needs of businesses across various industries. With workers comp insurance companies in Covington in place, employees are less likely to sue the company for workplace injuries, as their medical and financial needs are already covered. This reduces the likelihood of prolonged and costly legal disputes.

Worker’s Compensation Insurance for Companies

Bonano Insurance10 Dec, 2024Legal

Workplace injuries and illnesses can lead to substantial financial claims. Worker’s Compensation Insurance for companies acts as a financial buffer, shielding companies from unexpected expenses and ensuring business continuity. Demonstrating a commitment to employee well-being can enhance a company's reputation. Employees are more likely to trust and remain loyal to employers who prioritize their safety and security.

General Liability and Workers Comp Insurance

Bonano Insurance09 Dec, 2024Legal

Worker’s Compensation Insurance ensures that employees receive a portion of their wages while they recover, reducing financial stress during a challenging time. Investing in general liability and workers comp insurance is not just about legal compliance—it’s a strategic move that ensures the safety, well-being, and productivity of your workforce. To learn more about tailored insurance solutions and receive a personalized quote, contact Bonano Insurance today.

Workers Comp Insurance

Bonano Insurance09 Dec, 2024Legal

Worker’s Compensation Insurance is designed to provide financial support to employees who sustain injuries or illnesses on the job. This coverage includes medical expenses, rehabilitation costs, and a portion of lost wages. While it primarily aims to protect employees, the ripple effects of such insurance extend far beyond individual workers. Most jurisdictions mandate workers comp insurance, making it a legal requirement. By ensuring compliance, companies can avoid hefty fines and legal battles, allowing them to focus on their core operations.

Commercial General Liability Insurance

Bonano Insurance07 Dec, 2024Legal

Commercial General Liability insurance policy types include claims-made and occurrence policies, each with unique provisions. Claims-made necessitates the policy being active both when the alleged incident took place and when the claim is filed, meanwhile, occurrence policies respond to incidents that happen during the policy period, regardless of when the claim is actually made. The claims Commercial General Liability Insurance addresses are varied, encompassing incidents from someone slipping in your establishment to a defective product causing injuries. It serves to absorb financial shocks from legal defenses and settlements, protecting the vitality of the business.

Independent Insurance Broker

Bonano Insurance13 Nov, 2024Legal

Long-term Relationship Independent agents are invested in building long-term relationships with their clients. They are not just interested in a one-time sale; they strive to be your trusted advisor over the years. This ongoing relationship allows them to adjust your coverage as your needs change, ensuring you are always adequately protected. Whether you’re buying a new home, starting a business, or planning for retirement, independent insurance broker will be there to provide the necessary guidance and support.