Safe/Low Return: CDs, treasury securities, savings bonds, life insurance (from highly rated carriers) Very Low Risk/Return: Fixed and indexed annuities, insured municipal bonds. Low Risk/Return: Investment-grade corporate bonds (rated BBB or higher), uninsured municipal bonds. Stocks / Equity Investments include stocks and stock mutual funds. These investments are considered the riskiest of the three major asset classes, but they also offer the greatest potential for high returns.
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