Why Term Insurance With Return of Premium (TROP) Might Be Worth It

Techolic03 Nov, 2025Business

In today’s uncertain world, term insurance has become one of the smartest and most affordable ways to secure your family’s financial future. It offers high coverage at a low premium — but for some people, there’s a hesitation: “What if I survive the policy term? Won’t all my premiums go to waste?. That’s where Term Insurance with Return of Premium (TROP) comes in - a plan that gives you the best of both worlds: life protection + money back.