Discover the Deferred Downpayment Scheme for condo buyers in Singapore. Learn how it works, the different types available, and the pros and cons of opting for a deferred payment scheme when purchasing your dream condo to decide if this scheme is right for you. If you?ve been actively searching for a new condo, you may have encountered various payment schemes offered by property developers. One popular option is the Deferred Downpayment Scheme (DPS), which can offer significant advantages for buyers. This scheme allows you to move into your new home with a minimal initial payment, giving you time to pay the remainder.