What is Financial Literacy for Students and Why Does it Matter?

Think True Cost25 Nov, 2025Finance

By the time many teens in the U.S. hit 14, they’re clocking in for part-time jobs—scooping ice cream, babysitting, or stacking shelves. At that time, their safest and biggest financial plan is hoping your Starbucks app still has rewards left. A few years later, at 18, they’re moving out, chasing college dreams, or even paying rent. Independence comes fast, and so do money problems. Between Venmo pizza requests, overpriced lattes, and the first taste of a paycheck, student life can feel like a crash course in spending.