Homeowner Advocacy Team15 Apr, 2020Real Estate
Amounts owed means (duh) what it is that you owe on your various debts and makes up a non insignificant 30% of your rating. Length of credit history makes up 15% – this monitors how long you’ve had accounts and the time since there has been any activity on them. New credit such as accounts that were recently opened, recent inquiries and the number of new credit items applicable to you. Types of credit used is the remaining 10% and looks at the various types of accounts you may possess, such as retail, installment or revolving.
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