Five Star Properties09 Apr, 2024Real Estate
Determining the income needed to buy a house in Texas involves considering various factors. Typically, lenders advise keeping housing expenses below 28% of your gross income. With the median home price in Texas around $200,000, a 20% down payment equates to $40,000. To afford this, one might need an annual income of approximately $60,000. However, specific requirements vary based on factors like credit score, debt-to-income ratio, and loan type.
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