Transferring NRO Funds To NRE Account

Nikhil6810 Sep, 2025Business

Managing finances across India and abroad requires clarity on NRE and NRO accounts. While NRE accounts offer tax-free interest and full repatriation, NRO accounts are taxed at 30% plus surcharge, with TDS deducted on income like rent or dividends. Many NRIs prefer shifting balances from NRO to NRE for global mobility, simplified investments, and estate planning. However, this transfer requires prior tax compliance, certificates, and adherence to RBI guidelines. SKMC Global assists NRIs with advisory, documentation, and end-to-end compliance, ensuring smooth, tax-efficient fund transfers.