Top 7 Things You Must Know About External Commercial Borrowing (ECB)

Nikhil6821 May, 2025Finance

Financing is often the first challenge that comes to mind when considering the obstacles a company—especially a start-up—might face in India. Managing finances is a fundamental concern that every business must address. To sustain operations, companies can explore various funding sources, each with its own set of benefits and drawbacks. One such source is External Commercial Borrowings (ECBs), which allow companies to access foreign capital. For over thirty years, ECBs have served as a strategic funding tool for Indian firms. However, as we move through 2025, the regulatory framework, market dynamics, and global economic conditions surrounding ECBs have evolved significantly. Whether you're an investment banker, a business leader, or an investor, understanding the key factors driving ECBs in 2025 is crucial for making informed decisions.