Securing the best personal loans in 2025 requires smart planning. Here are five tips to help you find the perfect loan, with insights from SBI’s offerings Compare Interest Rates: The best personal loans have low rates. SBI offers rates starting at 10.65% p.a. for loans like the SBI Xpress Credit Loan. Check Eligibility: Ensure you meet criteria like a minimum income of ₹15,000 or a credit score above 700. SBI caters to salaried individuals and pensioners.
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