The dark side of these fake lending applications exposes a complex network of fraud, whereby naive consumers are tricked into falling into traps by means of false claims of convenient repayment plans, low-interest rates, and hassle-free application procedures. However, behind the elegant interface and attractive promotions, there is a dark side of unlawful data collection, outrageous hidden fees, and forced methods to get repayments. Exploring the depths of this troubling trend unveils the urgent need for regulatory intervention and heightened consumer awareness to safeguard against the perils of fake loan apps in India.
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