Surprising Truths: Metal Roofs and Your Insurance Policy

Dr. Gerry Nastasia14 Aug, 2025Home & Garden

Metal roofs are renowned for their strength and resistance to severe weather such as hail, wind, and fire. This durability can sometimes lead to lower insurance premiums, as insurers perceive them as less likely to incur damage. However, because metal roofs can be more expensive to repair or replace, some insurers may charge higher premiums. Comparing quotes from multiple insurance providers is key to finding the best combination of rates and coverage.