Should you Refinance your Student Loan? - HDFC Sales
What is Student Loan Refinancing? - Exchanging your current Student Loan with a new Student Loan having a low Education Loan interest rate When should you refinance your Student Loan? - Savings opportunity - Profitable only if you are paying a low interest rate - Calculate your savings on an Education Loan Refinancing Calculator - Persistent and stable finances - Steady financial situation avoids the risk of default - Basis your credit history and repayment capability, private lenders will decide whether you qualify for refinancing. - Refinancing criteria for Education Loan - High credit score - Stable income - Existing Education Loan to study in India and abroad - Completion of studies and initiation of loan repayment - A Debt-to-Income Ratio of 50% or less - Diligent credit history Benefits of Refinancing your Education Loan - Consolidate your loans into one and pay low interest rate - Refinance and extend the repayment period
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