Roth IRA Contribution Limits 2025

Federal Pension Advisors19 Nov, 2024Finance

For 2025, the contribution limit for Roth and Traditional IRAs remains at $7,000, with an extra $1,000 available for individuals over 50, bringing the total to $8,000. Under SECURE 2.0, the catch-up contribution for workers aged 60 to 63 will rise to $11,250 in 2025, up from $7,500. Moreover, the income limits for Roth IRA contributions, Traditional IRA deductibility, and the Saver’s Credit will all be higher in 2025.