Your First Startup09 Apr, 2024Business
In a major move that will further promote fintech services in India, the Reserve Bank of India (RBI) proposed the linkage of Prepaid Payment Instruments (PPIs) such as digital wallets via third-party Unified Payments Interface (UPI) applications. The central bank, after discussion in the Monetary Policy Committee meeting, issued a statement saying that currently, UPI payments from bank accounts can be enabled by linking bank accounts using the UPI app of banks or that of the third-party application. The same, however, does not exist in the case of PPIs. It opined that PPIs can drive UPI transactions only through the application offered by their issuers.
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