People eagerly wait for the arrival of monsoons as it provides relief from the scorching heats of the summer. However, along with the pleasant change, the rainy season also presents challenges. In cities with inadequate drainage systems, heavy rainfall can pose difficulties for car owners. Many cars end up breaking down on flooded roads, and engine damage becomes a common issue. Heavy rain can cause trees or poles to uproot and damage cars parked on roads. While you may not be able to prevent your car from getting stuck in waterlogged areas or sustaining damage, you can take proactive measures like getting the correct add-on insurance covers to ensure hassle-free repairs and saving up on a lot of money.