Pros and Cons of Choosing a Mortgage Based on the Board Rate in Singapore
Dollarbackmortgage23 Aug, 2024Business
The Mortgage Board Rate is an internally determined reference rate set by banks like OCBC. Unlike benchmark rates such as SORA (Singapore Overnight Rate Average), which fluctuate based on market conditions, board rates are set by the bank and can be adjusted at its discretion. The bank is not obligated to explain any changes in the board rate, which could be revised upward or downward depending on the bank?s internal considerations.
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