Personal Loans are the Future of Indian Consumer Lending
Personal loans have seen steady growth over the last few years and recorded a YOY (year on year) growth of 13.5% in March 2021. The online loan application process is the primary factor that makes personal loans so easily accessible. Drivers like demonetisation, digitisation, and Covid-19 have encouraged the use of online loans to a great extent. Improving lifestyles and increasing demands of Indian households have led to a massive transformation in how we perceive loans.
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