Reema Sain28 Nov, 2024Finance
Understanding the NEFT transfer limit is vital for conducting smooth and secure financial transactions. NEFT facilitates electronic fund transfers across banks, catering to both individuals and businesses. While the system itself has no RBI-mandated cap, banks often implement their own limits depending on account type, transaction mode, and security policies. For instance, online transfers might allow up to ₹10 lakh per transaction, while branch-based could differ. Familiarizing yourself with these limits helps ensure that payments, especially high-value ones, are completed without hitches. It’s equally important to know the processing timelines, as it operates in batches throughout the day. Staying informed about the transfer and policies makes it a reliable option for managing finances efficiently, whether for personal needs or corporate transactions.
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