mudra-loan-scheme-pmmy-features-types-eligibility
The MUDRA Loan Scheme (PMMY) is one of the easiest and most reliable ways for small entrepreneurs to access formal credit without collateral. Whether you’re starting a business or expanding one, MUDRA offers flexible funding with low interest rates, minimal documents, and quick approval. In 2026, banks are focusing more on credit discipline and proper documentation—so having a clean bank statement, accurate details, and a strong project report will significantly increase your chances of approval. For traders, service providers, and micro manufacturers, PMMY continues to be a powerful, government-backed tool for business growth.
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