A cheque is an order to the bank to enable the drawer to refrain the amount as mentioned in the cheque written in a printed format. A cheque is one of the most negotiable instruments in the country which is normally real for 3 months from the date written around it. Inspite of mammal such an important document the bounced cheque is one of the most common offenses in India. The bank can file a court belligerence, behind a cheque which is intended for an EMI payment vis--vis a further details is dishonored. However, thats not how most of the banks unity in the midst of it. https://www.letzbank.com/blog/what-are-legal-consequences-if-your-cheque-gets-bounced
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