Know The Services Under Debt Settlement
In such cases, a certified Debt Settlement Arrangement Write Off counselor can discuss the person's financial situation to see if debt settlement is a viable option. Basically, debt settlement is a legally-binding arrangement with one's creditors in which the terms of one's debts are renegotiated. However, this settlement does not include secured debts like home mortgages or car loans. With a secured loan, generally the asset purchased becomes collateral for the loan and the creditor can take possession of this collateral in case of a borrower default.
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