When investing in real estate, securing the right mortgage loan is crucial. Here are key factors to consider: Credit Score & Financial Health Lenders evaluate your creditworthiness before approving a loan for mortgage. A high score ensures better interest rates. Down Payment Investment properties typically require a higher down payment than primary residences. Loan Type & Interest Rates Fixed or adjustable-rate mortgages impact your long-term costs. Property Cash Flow Ensure the rental income covers loan payments and expenses. Market Conditions Research the real estate market to avoid buying in a declining area. Choosing the right mortgage helps maximize returns and minimizes risks. Always compare lenders and terms before making a decision.