Jewel Loan Interest Explained: How to Reduce Costs Easily Today

Mehek Sharma31 Oct, 2025Finance

Jewel loans typically carry interest rates ranging from around 8% to over 20% per annum in India. To reduce costs: opt for higher-purity gold (22 K), keep the tenure short, and compare lenders carefully. A strong bank relationship or existing account could help negotiate better terms. Always check hidden charges like processing fees or valuation costs — that way you’ll borrow smart and save.