Dollarbackmortgage13 May, 2025Finance
Back in the 2010s and even early 2020s, buying a 3-room HDB flat was widely seen as a smart financial move. It allowed younger buyers to enter the property market early without overstretching their budget. Starting small gave owners the flexibility to wait for the right moment to upgrade—without worrying too much about large mortgage repayments, renovation costs, or market volatility.
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