Individual health insurance v/s critical insurance: Which one should you buy?

Amitjain10 Jan, 2022Finance

With rising incidents of serious illnesses marking even the young, it is time to look at critical illness insurance seriously. Most people believe that it is useful only for those with a genetic predisposition to certain critical illnesses like cancer and heart disease. However, there is no denying the fact that even those with no family history of certain serious illnesses may contract them later in life. The cost of treating the critical illness has a huge financial impact, what with treatment procedures and medicines being highly expensive. Post-operative therapy and rehabilitation are also long drawn and costly.