It is accepted that one must save for retirement, but it is not always easy given the current economy for several workers. The various schemes include the Atal Pension Yojana (APY), through which the concerned Indian citizen will receive a pre-determined amount after his/her retirement. The APY, which started in 2015, is an enhancement drive in a bid to develop the various social security systems in the country and instill in the people the culture of saving for the future via retirement.
 
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