A future is simply a deal to trade gold at terms (i.e. amounts and prices) decided now, but with a settlement day in the future. That means you don't have to pay up just yet (at least not in full) and the seller doesn't need to deliver you any gold just yet either. It's as easy as that. The settlement day is the day when the actual exchange takes place - i.e. when the buyer pays, and the seller delivers the gold.
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