Clix Capital offers personal loans of up to ?25 lakhs and you may get your approval in as little as 15 minutes*. However, ensure that your credit report has these 5 things that improve your personal loan eligibility. Lenders require you to have a credit score of 725 or above to approve your loan application. You get this score based on your credit history and repayment habits. Lenders go through your credit report to check how regular you are with your EMI and credit card bill payments, what other debts you are under, what your credit utilization ratio is among other factors.
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