Starting your investment journey without a plan is a lot like setting off on a cross-country trip without a map, GPS, or even a clear idea of where you’re headed. You might choose to fly, drive, or take the train—but without knowing the destination, every choice becomes a gamble. You risk wasting time, money, and energy heading in the wrong direction. The same holds true for investing. Without a clear financial roadmap, it’s impossible to know which opportunities truly align with your goals, risk tolerance, and timeline. In this article, I dive deep into why Financial Planning Before Investing isn’t just a smart move—it’s the very foundation that determines whether your investments lead you toward the life you envision or take you far off course.