Everything Texas Investors Should Know About Fix and Flip Loans

Simplending Financial26 May, 2025Finance

Fix and flip loans are short-term financing options designed to help investors purchase, renovate, and resell distressed properties in a short time frame. The article explains various types of loans available in Texas—like hard money loans, bridge loans, HELOCs, and FHA 203(k) loans—each with distinct pros and cons. It outlines how these loans work, from identifying a property to selling it post-renovation, and highlights key lender requirements such as LTV ratio, renovation budget, and investor experience. The guide emphasizes that with the right loan and planning, fix-and-flip projects can be a lucrative real estate strategy.