CREDIT UTILIZATION RATIO: EVERYTHING YOU SHOULD KNOW
Several factors play a major role in determining your credit score, one of which is your credit utilization ratio. So, it?s important to know what it is, how it affects your credit score, and how you can reduce your credit utilization ratio to improve your credit score. Apart from credit utilization, several other factors determine your credit score. Being prompt on your payments and borrowing only the amount that you can conveniently afford to repay are the keys to having a good credit score.
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