PayPal high risk merchant accounts experience increased monitoring through rolling reserves, payment holds, and freezes of payment processing accounts and funds. Although it can be a processor for high-risk payments, interruption of the process happens more often due to monitoring and compliance-based requirements imposed. For truly uninterrupted processed, there are more options available by using dedicated high-risk merchant account providers that provide more stability, customized terms of obtaining merchant accounts, and effectively manage chargebacks on a proactive basis. These types of specialized processors also have a better understanding of the challenges of getting an account where process can be reliable and have far fewer sudden holds on payment, or sudden account suspensions that sellers on PayPal do experience.