India is a land of interesting investment choices. Conservative options are always preferred in India with the Indian household holding more than 25,000 tonnes of gold and FDs and savings accounts still being the favorite choice of investment. But one common problem with conservative investment options is that it rarely beats inflation. Inflation is the phenomenon where the value of money you hold loses its value every year. When your interest rate is lower than the inflation rate, you may end up with a loss.
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