Benefits of Central Repository of Information on Large Credits (CRILC)
Akhil Sharma11 Feb, 2025Technology
CRILC full form is the Central Repository of Information on Large Credits. It collects, stores, and disseminates information about borrowers with large exposure. The RBI (Reserve Bank of India) maintains this database. This database helps financial institutions monitor the credit exposure of borrowers. It helps detect the potential risk of defaults. Benefits of Central Repository of Information on Large Credits 1. Credit Risk Monitoring 2. Early Detection of Financial Stress 3. Helps Reduce Non-Performing Assets 4. Improve Lending.
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