Versa Platinum Financial Corp16 Sep, 2024Finance
Mortgage Investment Corporation (MIC) is a non-bank based investment company controlled by a diverse group of shareholders who invest in a mortgage pool. Mortgage loans are backed by an underlying real estate owned by the mortgage borrower, also known as collateral. Since non-bank mortgage interest rates are generally higher than bank mortgage rates, this is why MICs charges high interest rates. As a result, private mortgage investors tend to earn significantly larger investment returns than other fixed-income investments such as GICs, bonds, and preferred shares.
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