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Are There Any Disadvantages of Indexed Universal Life (IUL)?

Myfinalexpense11 Jun, 2025Business

Indexed Universal Life (IUL) insurance is a very flexible and growth-oriented policy, but it also has some disadvantages. In this, market-linked returns are not guaranteed. Policy charges can also be high, especially in the early years. Failing to pay the premium by its due date can make the policy expire.

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