Are Accidental Injuries Covered by Your Health Insurance in India?

Nargis12 Nov, 2024Finance

In India, most health insurance policies typically cover accidental injuries, provided the policy includes accidental injury coverage or is a comprehensive health plan. This coverage usually includes hospitalization expenses, treatment costs, surgeries, and medical consultations arising from accidents. However, it’s important to check the specific terms of the policy, as some may require an additional rider for accident-related coverage, while others may have exclusions, such as injuries due to high-risk activities. Always review the policy details to ensure proper coverage for accidental injuries.