You may want to look at the history of your residential area and then seek an insurance product that offers the coverage you will require. For instance, Mumbai is a flood-prone area, so a Mumbai resident should opt for a Third Party Insurance For Bike that covers damages due to floods. If you live in a hilly area, then it is essential to look for landslide/rockslide coverage. If you live in a coastal area, then an insurance plan that covers cyclones would be preferable.
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