Accidental Death Benefit Rider - Is It Worth It?

Techolic01 Jun, 2026Other

Every year, thousands of Indian families go through the same painful experience. A loved one passes away in an accident. The family approaches the insurance company expecting a payout. And then they discover - sometimes for the first time - that the policy had an Accidental Death Benefit rider attached to it. In cases where the claim is honoured, this extra payout makes a real difference. In cases where it gets rejected due to exclusions they never read, the disappointment is crushing.