Gary W Blackmon Insurance Agency14 Jul, 2018News
It’s important to know buying term life insurance with no medical exam will have limits on the death benefit available on the policy. Numerous companies put a $100,000 or $250,000 cap on life insurance policies issued no medical exam. Choosing shorter terms for your life insurance policy will help you get coverage. It also often times eliminates the need for taking an exam. Insurance companies don’t worry much about your risk of getting lung cancer when you are 55 if your policy expires at age 45.
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