This implies that if anytime in the future you decide to sell your property on which the loan is applicable, the loan can be transferred from your name to the person’s name who bought it from you. The buyer has to meet some guidelines before the loan can be assumed to them. But there are a few obvious benefits as well. For instance, if the mortgage rate for you is less than the current rates, the buyer can also assume these rates when the transaction takes place. This will save you as well as them some money over time.
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