Although cash-back rewards are the most versatile of all rewards since you may spend your cashback earnings any way you like, credit cards that earn points and miles may receive all the attention. A cash-back card that earns 2% or more is a wise choice if you've made the decision to take the plunge and select one but want one that gets the same rate on all of your spending, without requiring you to track categories or earn various rates at different times. To maximize benefits on all of your credit card spending, you may also combine a flat-rate cash-back card with one that offers higher returns in certain categories.
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