Simply stated, a billionaire is a person who has a net worth of $1 billion or more. In other words, if you can sell all of your assets for cash, pay off your debts, and have $1 billion remaining in the bank afterward, you are a billionaire. Most of today's millionaires weren't born into their wealth, research shows. A study by Fidelity Investments found that 88% of millionaires are self-made millionaires. ... Those who were born wealthy were more likely to cite inheritance, entrepreneurship and real estate investment appreciation as asset sources.
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