Lisajkent8618 Jan, 2021Technology
Your past debts are on the report for at least 6 years. If there have been Iva�s and bankruptcies then it will show. The current way of paying your bills on time and clearing the debts are counted but past debts do impact your credit report and scores. If you have never used credit in the past it is not easy for the lenders to judge your paying ability. They cannot say whether you are reliable or not and this means they can refuse to give mobile phone contracts to such customers.
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